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ContriKaro

Expense tracking should be invisible.

ContriKaro effortlessly manages your expenses with AI. No manual entry, just clarity. Used by everyone worldwide. No more awkward reminders or settling up.

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+2k
Loved by travelers

Built for the Way You Live

Experience a seamless blend of social interaction and smart financial tools designed to simplify your shared expenses without the awkwardness.

Social Groups & Chat

Discuss expenses, react to updates, and attach receipts directly within your group chats.

Sarah

Just paid the internet bill! 💸

👍 2❤️ 1

Nice! I'll split it now.

bill_receipt.pdf

Smart Reminders

Gentle, automated nudges ensure debts are settled without the awkward conversations.

Settlement Reminder

Now

Hey! Looks like the Grocery Run split is still pending. Tap to settle.

Pay ₹450

Recurring Expenses

Set and forget. Automatically track monthly rent, subscriptions, and shared bills.

Netflix Premium

Due 5th monthly

₹649

Apartment Rent

Due 1st monthly

₹25,000

Electricity

Variable

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More Magic Coming Soon

We're cooking up powerful new features — from instant bill scanning to one-tap payments and smart splitting. Stay tuned.

AI Receipt Scanning
One-Tap Pay
Smart Auto-Split
Budget Insights

Track expenses your way, effortlessly.

Choose the method that fits your lifestyle, from fully automated AI scanning to simple voice commands.

SMS Auto-Detect

Zero effort required. Our AI scans transaction SMS to log expenses instantly, categorizing them automatically.

Voice Command

Simply speak your expense details. "Paid 15 dollars for coffee." NLP handles the logging in seconds.

App Integrations

Seamlessly sync with your favorite payment apps like Venmo, PayPal, and Splitwise for comprehensive tracking.

Your Financial DNA

Discover your unique spending style and see how you match with friends. Unlock the insights hidden in your transaction history.

The Generous Lion
98% Match

The Generous Lion

You lead the pack in generosity. Often the first to reach for the check and organize group gifts.

Group Payer
Social Hub
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The Careful Ant
45% Match

The Careful Ant

Meticulous and forward-thinking. Every penny is accounted for, and your savings goals are always on track.

Budget Master
Savings Focused
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The Social Butterfly
82% Match

The Social Butterfly

You keep the group dynamic flowing. Flexible with spending when it means making memories.

Connector
Flexible Spender
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Ready to unlock your profile?

Take the 2-minute quiz to find out which personality matches your spending habits and how you sync with your friends.

Discover Your Personality Type

Stop the endless cycle of settling up

Simplify group expenses in three easy steps. ContriKaro analyzes shared costs and finds the most efficient way to settle debts, reducing transactions by up to 70%.

1. Log expenses

Track who paid what during the trip — hotels, food, cabs, activities. Voice, SMS, or manual entry.

2. See who owes whom

ContriKaro calculates each person's fair share and shows the net balance for everyone.

3. Settle with minimum transactions

Instead of 6 confusing payments, just 2 clean transfers. Raj → Arjun ₹4,000, Priya → Arjun ₹1,000. Done!

Trip Settlement

Goa Trip • ₹12,000 total
6 txns2 txns
Confused
Arjun
ArjunPaid ₹9,000
Priya
PriyaPaid ₹3,000
Raj
RajPaid ₹0
Who owes?
How much?
6transactions
Simplified
Arjun
Arjun+₹5,000
Priya
Priya-₹1,000
Raj
Raj-₹4,000
₹1,000
₹4,000
2 payments only!
2transactions(67% saved)

Be the First to Know

Join the waitlist and get early access when we launch.

Be among the first 300 to join and unlock a premium feature — free, forever.